Image

Climate Chaos: The Insurance Gamble

Watch Video
PDF
Landslides, mudflows, floods: for many natural disaster victims, after the initial shock, a long uphill battle begins: the quest for compensation. Between municipalities, cantons, the state, and regions, who should foot the bill? This question has become more critical with the recent surge in climate-related catastrophes. An investigation in Switzerland, where some insurers are considering throwing in the towel and withdrawing from entire regions, as seen elsewhere in the world...

Filming Locations
Gressier, canton of Neuchâtel (torrential floods, June 2021).
Val de Bagnes, canton of Valais (debris flows, July 2024 and June 2025).
France, Australia, United States, California (locations mentioned in relation to insurers' withdrawal).

Main Contributors
Lucien, Yann, Serge: Swiss victims of extreme climate events.
David Marais, observer guide in Val de Bagnes.
Serge de Palant, president of the Swiss insurers' association.

Key Issues
Multiplication of climate disasters and difficulties in compensating victims through insurance.
Insurance coverage limits result in enormous sums borne by property owners and municipalities.
Threats to the sustainability of the insurance system in the face of intensifying disasters linked to global warming.

Key Figures
480 million francs paid out by insurers after a single hailstorm in 2021 in Neuchâtel, Switzerland.

Quotes
Isabel Garcia: "What happened in Athens, what happens regularly everywhere: at some point, it will just not be possible to pay."
Yann: "We found ourselves under the roof, at night, with our children, and we were really calling our loved ones to tell them we were going to die."

Year
2026
Production
RTS
Director
Yannick Tenet
Journalist
Maria Pia Mascaro
Resolution
HD
Collection

Related Titles

See below for your title to view